If you’re thinking about moving to Florida City, you’re probably wondering what it costs to live here. Known for its proximity to the Everglades, tropical weather, and easy access to destinations like the Florida Keys, Florida City is a great spot for those looking for a relaxed lifestyle with plenty of opportunities. In this blog, we’ll break down the cost of living in Florida City, from housing to transportation and entertainment.

7 Key Things to Know About the Cost of Living in Florida City

1. Housing: How Much Does It Cost to Buy or Rent in Florida City?

Florida City is one of the most affordable areas in South Florida when it comes to housing. Whether you’re looking to buy a townhouse, a single-family home, or rent, you’ll find options to fit different budgets.

  • Average price of a townhouse: Between $250,000 and $ 400,000. It could be more depending on location and amenities.
  • Monthly rent: A two-bedroom apartment typically costs between $1,500 and $ 2,000 per month.
  • Planned communities: Many new construction homes in Florida City come with amenities like pools, green spaces, and 24/7 security, adding value to your investment.

2. Utilities: What to Expect for Electricity, Water, and Gas Costs

Florida City’s warm climate means air conditioning is a must for most of the year. However, utility costs are manageable if you take steps to save energy.

  • Electricity: The average monthly bill for a 900-1,200 sq. ft. home is around $150 – $200.
  • Water: Water and sewer services usually cost about $50 – $70 per month.
  • Internet: A high-speed internet plan will run you between $60 and $80 monthly.

3. Transportation: Do You Need a Car in Florida City?

Florida City is a convenient place to live, but having a car is pretty much a necessity due to limited public transportation options. While having a car is recommended, there are limited public transit options available. Here’s a breakdown of transportation costs:

  • Gas: Prices in Florida are slightly lower than the national average, hovering around $3 per gallon (prices may vary and this value was taken in March 2025).
  • Public transit: While options are limited, Miami-Dade County’s bus service reaches Florida City, with fares costing $2.25 per ride.
  • Car maintenance: Maintenance and insurance costs are in line with the national average, with car insurance typically costing $100 – $150 per month.

4. Groceries: How Much Will You Spend on Food?

Florida City has plenty of options for grocery shopping, from big supermarkets to local markets. Food prices are relatively affordable compared to other parts of Florida.

  • Monthly groceries: A family of four can expect to spend between $500 and $ 700 per month on groceries.
  • Dining out: A dinner for two at a mid-range restaurant costs around $30−$50, while a fast-food combo meal is about $8−$10.

5. Entertainment and Lifestyle: What Is There to Do in Florida City?

One of the best things about Florida City is its access to outdoor activities and nearby tourist destinations. Beyond natural attractions, Florida City also offers budget-friendly family activities. Here’s what you can expect to spend on entertainment:

  • National parks: Visiting the Everglades or the Florida Keys is affordable, with entrance fees typically ranging from $10 to $30 per vehicle.
  • Family activities: Checking out local spots like the Robert Is Here Fruit Stand or exploring nearby gardens can be a fun and budget-friendly experience.
  • Gym memberships: A monthly gym membership in Florida City costs between $20 and $40.

6. Education and Childcare: What Are Your Options?

If you have kids, it’s important to factor in the costs of education and childcare.

  • Public schools: Florida City has quality public schools that are free for residents.
  • Childcare: Monthly daycare costs typically range from $600 to $900, depending on the child’s age and the facility.
  • Extracurricular activities: Sports or art classes for kids usually cost between $50 and $ 100 per month.

7. Taxes: How Do They Affect Your Budget?

Florida is known for not having a state income tax, which can be a big relief for residents. However, there are other taxes to keep in mind:

  • Sales tax: In Florida City, the sales tax rate is 7%, slightly lower than the national average.
  • Property taxes: Property taxes in Florida City are competitive, with rates around 1.1% of the home’s value.

Is Florida City Worth It?

Florida City offers a unique mix of affordability, warm weather, and access to some of Florida’s most stunning natural attractions. If you’re looking for a place where you can enjoy a relaxed lifestyle without sacrificing modern comfort, Florida City might be the perfect spot for you. Plus, with affordable housing options and manageable living costs, it’s a great choice for first-time homebuyers.

Explore our portfolio to see the variety of townhouses we offer, each designed with comfort, style, and functionality in mind. Whether you’re a first-time buyer or looking to upgrade, our team is here to guide you every step of the way—from choosing the perfect home to securing the best financing options.

Why keep paying rent when you could invest in your future home? Take the first step today—contact us to explore your options!

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